NO TWO CLIENTS ARE EQUAL-NOR ARE ANY TWO LOANS.
Choosing the right mortgage loan can be a daunting experience especially in today’s competitive market with often conflicting messages from lenders. For borrowers it can be hard to know where to turn. There are hundreds of loans out there but which one is right for you and your needs-and which lender?
Banks are bigger than ever. They have different departments for different clients making it hard to develop relationships – or even to know which department to deal with.
At HFA you get one contact point and one contact person. And you deal with a real person – not a machine.
WHAT’S A BROKER?
A broker is a go between you (the borrower) and the bank or financial Institution (lender). We shop around, and keep up to date on the latest deals and developments – and save you thousands! Although we work for you, we are paid by the lender.
We assess your needs, find the right loan, negotiate the terms, then support you through the application and settlement process – whether its your first home or a development, construction, commercial, industrial, rural, business, leasing, factoring or other loan.